Compare Current Annuity Rates from 30+ Top Carriers

Independent advisors. No sales pressure. We compare Fixed, Indexed, and Variable annuity rates to find you the best fit for your retirement goals.

Schedule Free Consultation Call 817-944-6363
✓ 100% Independent
✓ 30+ Carriers
✓ A-Rated or Better
✓ No Pressure

Current Annuity Rates (August 2026)

Rates updated monthly • All carriers A-rated or better • Independent comparison

Fixed Annuities
4.5-5.5%
Guaranteed annual return
  • Best for: Safety-first savers
  • Risk: Zero market risk
  • Liquidity: 3-10 year surrender
  • Ideal timeline: 5-7 years
Learn More →
Fixed Index Annuities
9-12%
Cap rates (market-linked)
  • Best for: Growth + protection
  • Risk: No downside, capped upside
  • Liquidity: 5-10 year surrender
  • Ideal timeline: 10+ years
Learn More →
Variable Annuities
Unlimited*
Market returns (no cap)
  • Best for: Max growth potential
  • Risk: Full market exposure
  • Liquidity: Varies by contract
  • Ideal timeline: 15+ years
Learn More →

Quick Comparison: Which Type Is Right for You?

Side-by-side feature comparison to help you decide

Feature Fixed Annuity Fixed Index Annuity Variable Annuity
Principal Protection ✓ 100% ✓ 100% ✗ Market risk
Growth Potential (2026) 4.5-5.5% fixed 9-12% caps Unlimited
Downside Protection ✓ Guaranteed ✓ Floor at 0% ✗ Can lose value
Complexity Low (simple) Medium (caps/strategies) High (subaccounts/fees)
Fees None (or minimal) None (unless riders) 1-3%+ annually
Best For Safety-first savers near retirement Growth seekers with 10+ year horizon Aggressive accumulators 15+ years out

How We Find You the Best Rates

A transparent, pressure-free process designed to match you with the right product—not the highest commission

1
Discovery Call

We listen first. What are your goals, timeline, risk tolerance? What matters most to you in retirement?

2
Market Analysis

We compare 30+ A-rated carriers across Fixed, Indexed, and Variable categories to identify top options.

3
Clear Comparison

Side-by-side analysis of rates, fees, riders, and surrender periods—no jargon, just straight facts.

4
Your Decision

You choose. We handle the paperwork, setup, and ongoing support—with zero sales pressure.

Ready to Compare Current Annuity Rates?

Schedule a no-pressure consultation. We'll analyze your situation, compare the market, and show you exactly what you qualify for.

Schedule Free Call Call 817-944-6363